positive attitude

Attitudes For Successful Money Management

Attitudes For Successful Money Management

Attitude of Successful Money Management

Do you really need to learn money management or do you need to learn a new attitude about your money? Where did you learn your ideas about money? Probably if you’re like most, you learned what your parents taught you. Maybe your spouses’ money habits and concerns have rubbed off on you. Most importantly, how will yours rub off on your children? Before you can teach money management to your teen, what do your words and actions say? If your children use the same techniques for money management in 20 years, will they be headed toward success or disaster? Maybe it’s time you rethought this love/hate relationship with your old friend, money. Maybe it’s time you adopted some successful attitudes; such as:

Have A Attitude of Gratitude

So often, as parents we give our children this line when there are complaints about what’s for dinner, who got what toy or got to sit in which seat. We say, “Stop complaining and be grateful for what you have,” or something to that affect. If it’s become rote, more than likely what you’re really saying (which is what your child is hearing) is “Shut-up and stop complaining,” which amazingly enough, doesn’t sound grateful at all, does it? The way we teach our children to be grateful is by being thankful for what we have and expressing it regularly; and no other topic comes to mind so regularly as money. Are we thankful for our good health and yet whining about our paycheck or our taxes? The more grateful we are for what we have, the more we’ll have to be grateful for.

Have a Attitude of Respect

We’ll spend time teaching our kids to respect their elders, respect our rules and have respect for themselves, but too often respect for money gets pushed aside. There seem to be 2 schools of thought, neither of which are respect; fear or disregard. If the budget rules your house with an iron fist and every penny is squeezed, you are passing down a fear of money to your child. If money is so scary that it controls even Mom and Dad, the most powerful people in the universe, it must be bad. Total disregard of the finances is just as bad. A lazy attitude of, “Oh the mortgage will just be late and I have no idea how we’ll pay for the credit card, but we’ll stop thinking about that once we go shopping,” teaches disrespect for money, which will translate into lack of money later in life.

Be Joyful

Money is fun and if you’ve forgotten that, let me remind you. There was a time; maybe a long time ago, maybe you were still a child that you suddenly “came into” some money that you weren’t expecting. There it was, a whole $20 and you couldn’t believe how great it was and started right away imagining all the cool stuff you could buy with it! Why should you give up that joy as an adult? Spending money is fun and when you give with love and an open heart, not only is it fun but you are making abundance possible in your life. Spending money begrudgingly and reminding your children and spouse about how much they “cost you” every time you leave the house not only stops the abundance coming into your life, but makes you a killjoy.

Show Interest

How much do you really know about money? We all know that in order to have a good relationship with our spouse, we have to communicate. We have to find out what makes them tick. We have to get to know them. We know as parents that we need to know our child’s interests and spend time growing those talents. We are successful at what interests us because we automatically take the time to find out more. So wouldn’t that apply to our money as well? How can expect to have a great relationship with your money if you don’t know the first thing about it? When the only time you spend with money is that dreaded day of the month where you grip the checkbook, hope for the best and pay the bills, how can you really know what makes your money tick? Get involved with your money and invest the time in finding out more. Get your family equally involved with the finances. If one spouse handles all the money, the other one should still know the essentials of what this family is doing with finances. Your family budget, the one your kids know exists but never find out why or how it works, is a “family” budget. Take the mystery out of your money and spend time with it.

Understand the Value of Money

Understanding the value of money goes beyond, this is $10, it’s worth $10. How you value yourself and your personal values in life are expressed through your value of money. Are you spending every waking moment in a desperate attempt to keep up with the Jones’s? Are your kids always dressed to impress even though they’d rather be just comfortable? Is it not good unless it’s the most expensive? These are all ideas that scream, “I am not enough, not valuable without money.” Is that what you want your children believing later in life? On the other end of the spectrum we have those that never buy anything new, their house is in desperate need of repair, their children live in hand-me-downs and they’re not satisfied unless they got “it” the cheapest that they could get. They even love to brag about how little everything they own cost. Are you really being frugal or have you taken the “we don’t deserve nice things” and made it a lifestyle? Are your feelings of self-worth controlling your money habits? And if so, what kind of value are your children seeing?

6. An Attitude of Confidence

Obviously if you are married with children, fear of the unknown doesn’t really faze you. You walked down the aisle despite what the statistics told you that the odds were. You had children and are raising them in the face of awesome odds. Look at you – you’re doing it! So why, when we’re brave enough to face the challenges of marriage and parenthood, do so many of us figure that money is totally out of our control. We can trust God with our kids, but money is up to fate, luck and maybe the lottery. We can count on our spouse to be with us through sickness and through health but we can’t count on ourselves to be “good” with money. We’d start that business if we had the money. We’d buy that stock if we had the money. Confidence with money comes from the knowledge that you come from abundance. There is plenty more where that came from. Being bold is the only thing that’s going to take you from struggling to success. Are you passing down an entrepreneurial spirit? Or are you going to whine about all the missed opportunities? Will your kids?

Be Ethical and Honest

Are you honest with your family about the finances? Isn’t it amazing that as a parent, you can expect your child to be truthful about why they got in trouble, and yet cheat on your taxes, feeling somehow that you’re entitled? Why is it that we expect our spouse to tell us every little thing that happened at work that day but what’s going on with the checking account is a big mystery? Do you talk about your salary like you talk about that 6-foot fish you almost caught? What’s your money story? And if it’s not a good one, or it doesn’t have a happy ending, what’s the moral of the story for your kids? If the truth shall set you free, how free are you financially?

When you think about the relationship you have with one of your old friends, or the relationship you have with your spouse when things are going really well, what are you doing to make that relationship a success? Of course you’re grateful for the time the two of you spend together. You have a deep respect for that person and you feel a joy when you are with them that always brings you back for more. You are extremely interested in what they’re doing and find their ideas and feelings to be fascinating. You value their ideas and opinions and love knowing they value yours. You are confident that the future of your relationship is going to be even better than the past. And you would never dream of dishonoring that relationship by being anything less than truthful.

If you became friends with your money, would you need to manage it? Growing a relationship with your money is not only key to your own success, but a vital part of teaching your child to reach for their own financial freedom.

 

Posted by Tom in Finance, 0 comments
Start Each Day With A Grateful Heart

Start Each Day With A Grateful Heart

We all have been taught from an early age to be grateful for what you have in life. Most of us go from day to day surviving and we do not take the time to be grateful. Even I find myself not appreciating the things in life that God has allowed me to have. As I am around people I find that not many people have a gracious and warm heart anymore. It seems like we are always in a hurry, we have to work more hours to earn more money, we expect more out of our children, and we don’t relax anymore.

Gratitude is found in our hearts, gratitude does not come naturally. We must make a conscience decision to have a grateful heart and we must practice showing acts of kindness. What does gratitude do for us? Gratitude will help us to be less anxious, have a calmer spirit, reduce our blood pressure, make us happier, and if we practice daily being grateful it will cause us to be more confident in ourselves.

There are many ways to bring happiness into our lives, we just need to make a conscience decision to have a grateful heart and start ignoring the negative that attempts to invade our lives.

Arise every morning thanking God for breath of life, this should be the first thing we do each and every morning. Many of us wake dragging ourselves out of bed and the first thought that enters our head is usually something negative. We need to wake being thankful that we have another day on this earth to be a positive example to someone that down and out.  We need to set our minds to be thankful and positive throughout the day, even when our co-workers and others around us are focusing on being negative.

How can we stay positive and bring a life of gratitude to others?

When negativity starts to bring us down, we need to stop and take a deep breath and focus on the blessings that we have been given. This can be difficult but the more you practice it the easier it will become a habit. Showing acts of kindness to co-workers, strangers and your spouse are some good habits to show gratitude to others. I practice opening the car door for my wife whenever we are together, she appreciates each and every time.

Practice starting each day with a grateful heart. Gratitude does change everything.

Posted by Tom in Lifestyle
Live And Surround Yourself With Positive People

Live And Surround Yourself With Positive People

People with positive attitude

I just came back from a four day convention and it was fantastic to be around people with a positive attitude. People that are positive and think positive thoughts seem to have a happier life and seem to have a great outlook at life. Even look at how much healthier people that are positive seem to be, they are more relaxed, they do not get stressed out over little things, and most don’t have to take high blood pressure medication or any sort of anti-depressants.

Related Post You Can Be Successful 

The line of work I am in tends to put a large number of negative people in my life. When sitting back and watching these people I find that they are short tempered, they have a poor outlook on life, they are most likely on some sort of ant-depressant medication, and are terrible people to be around.

After spending these past four days with people that are positive I could actually feel my body take on a whole new feel to it. I was not stressed all the time, my muscles did not ache, my headaches were minimal, and I could feel my breathing was a lot smoother. It is amazing what stress can do to your health, and it is amazing how you feel when you are surrounded by positive thoughts and happy people.

In our day to day walk we are surrounded by negative people, they tend to prey on positive people trying to convert them to their way of being negative. We have to learn to stay positive and keep a positive outlook on life. A person’s attitude is just a frame of mind that you have to keep control of and manage what you listen to and manage what you allow to go into your sub-consequence. The old adage, garbage in garbage out.

A good example of this would be, watching the 24 hour news and weather stations. One out of every one hundred news reports are always negative. Negative media sells! People thrive on watching these stations, you very rarely ever  hear a positive news article, all the breaking news is about shootings, death and murder, never about something positive that has happened. If a person was to sit and watch these news channels, that person would eventually live in a sense of fear.

Change your life and change your attitude.

Living in a positive environment can lead to a much healthier outlook on life. Positive energy attracts positive people. This being the “Law of attraction”. Studies have proven that goals in life are much easier achieved by having a positive outlook on life.

Positive exercises to help you keep a positive and healthy life style.

 

Meditation – Setting some time daily even if it is just 15 minutes a day and focus on positive thoughts can change your life and make you a healthier person.

Calming music – The music that you listen to can affect your life and your thinking. Look at country music for an example, most of the songs focus on death, drinking, sex, and negative messages. Get to Rap music focuses on death, killing, sex and drugs. The Blues music focuses on being depressed and blue. Music can play a major role in your feelings, and your attitude on life. To think and a positive outlook you need to listen to music that calming and or energizing and promotes positive messages.

Exercise – Exercise is a great way to uplift your body, a great time to meditate. Exercise is a great time to spend time alone and think about positive thoughts.

Sleep – Sleep is getting harder and harder to come by in this materialistic world. Studies have shown that a body needs to have at least 8 good hours of quality sleep in order for the body to run at peak performance.

These are just a few of many ways for the body and mind to run at a positive rate. It is hard to be positive all the time, when you feel negativity coming into your thoughts, stop and take action to curb these negative influences out of your existence. Do some meditation, or listen to some positive uplifting music, do something, take some action and don’t allow negative energy back into your life.

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Posted by Tom in Lifestyle